Hanse Merkur NL Reviews
(Rated by 7 users)
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Payment Methods
- Credit/Debit Cards
- PayPal
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
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Overall Rating
4.9
Base on 7 Reviews
Ratings by Feature
Ratings by Feature
- Customer Service4.5
- Return Policy4.3
- Price & Quality4.5
- Good Value4.3
- Shipping & Delivery4.0
Recent Customer Reviews (7)
Kimberly Ramos
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Sigurbjörg Angantýsdóttir
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Jeremy Shaw
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Bernd Baader
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Isaac Myers
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Megan Porter
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Derk-Jan Paalman
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Hanse Merkur NL Pricing
Student insurance
from €1.25/day
Foreign guest insurance
from €1.75/day
30 days (hmrv.de sample)
€51
Payment Methods
Accepted Payment Options:
Prices for items on Hansemerkur.nl vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
PayPal
Payment Process
- Payments can be made online during the checkout process.
- For Hanse Merkur NL credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Hanse Merkur NL Pros & Cons
Pros
1
Flexible tariff design allows combining modules like basic outpatient with premium dental coverage, up to 100% reimbursement for implants and orthodontics.
2
Excellent dental benefits and strong preventive care options, standout for top tariffs.
3
Fast claims handling in many cases, with reimbursements often within a week; competitive pricing for travel insurance, including medical repatriation and acute treatments abroad.
4
Personalized service compared to larger insurers, with responses to negative reviews showing engagement; good for single-trip travel (e.g., €0 deductible, no max age limit, full coverage for essentials like pregnancy complications).
5
Long-standing reputation (over 30 years) for high-class travel insurance quality.
6
Favourable premiums and special rates for young people, families, and frequent travelers, ensuring affordable protection.
7
Stress-free experience with full coverage against illness, accidents, and unexpected costs, allowing focus on studies or travel.
8
Reliable partnership from a 150+ year insurer with high ratings (e.g., Stiftung Warentest test winners) and straightforward claims.
9
Customized for Netherlands since 2023, with worldwide emergency support for peace of mind.
CONS
1
Majority negative reviews undermine trust, with low scores like Trustpilot 2.8/5; issues include non-transparent pricing, hidden charges, and security concerns.
2
Premiums increase with age, plus medical underwriting may add exclusions or surcharges for pre-existing conditions; contracts often only in German.
3
Inconsistent customer support: delays, unhelpful agents, long wait times on calls, limited English support; mixed communication quality.
4
Delays in service: slow reimbursements (weeks to months), especially outside EU; requires original documents, no digital scans; limited app functionality with bugs.
5
Expensive for frequent travel, max 10-day trips for some plans; vague terms, claim denials without transparency.
Hanse Merkur NL Features and Benefits
Features
Flexible tariff design
allows combining modules like basic outpatient with premium dental coverage, up to 100% reimbursement for implants and orthodontics.
Excellent dental benefits
strong preventive care options, standout for top tariffs.
Fast claims handling
in many cases, with reimbursements often within a week; competitive pricing for travel insurance, including medical repatriation and acute treatments abroad.
Personalized service
compared to larger insurers, with responses to negative reviews showing engagement; good for single-trip travel (e.g., €0 deductible, no max age limit, full coverage for essentials like pregnancy complications).
Long-standing reputation
over 30 years for high-class travel insurance quality.
Student insurance
From €1.25/day, varies by coverage; includes full medical with no excess, accepted by Dutch IND and universities.
Foreign guest insurance
From €1.75/day; covers illness/accidents for visitors, mandatory for Schengen visa.
Comprehensive medical coverage
with no excess for international students and foreign guests in the Netherlands.
Worldwide travel insurance
for vacations, business trips, families, and groups, including luggage protection, personal liability, accidents, dental treatments, and Schengen visa compliance.
Fast online booking
with immediate coverage, 24/7 emergency service, and mobile pass for policy access.
Flexible upgrades
and annual options covering unlimited trips up to 56 days each, with travel cancellation and curtailment.
Accepted by Dutch IND and universities
tailored for incoming stays in Netherlands and Schengen areas.
Favourable premiums
and special rates for young people, families, and frequent travelers, ensuring affordable protection.
Stress-free experience
with full coverage against illness, accidents, and unexpected costs, allowing focus on studies or travel.
Reliable partnership
from a 150+ year insurer with high ratings (e.g., Stiftung Warentest test winners) and straightforward claims.
Customized for Netherlands
since 2023, with worldwide emergency support for peace of mind.